CATALYST TERM LOAN
The Catalyst Term Loan provides lightly secured financing for low- and moderate-income (LMI) multifamily properties and nonprofits. This loan can be used for energy efficiency or renewable energy projects, performance monitoring and verification, and remediation for health and safety.

What’s Eligible?
- Non-profit entities
- Multifamily residential or mixed-use properties serving LMI communities
- For renovations: Any building improvement with proven energy savings compared to the building’s current baseline energy use. Examples include lighting, insulation, windows, HVAC upgrades, solar.
- For new construction: Any building improvement with proven energy savings compared to the building’s baseline as required by code
- Up to 25% of the total loan amount may be used for non-energy improvements, subject to underwriting. Examples include roof replacement, mold remediation, vegetation removal.
Loan Terms & Rates
Term | 7 Years | 10 Years | 15 Years | 20 Years |
Rates | 5.79% | 5.99% | 6.49% | 6.99% |
Minimum Loan Size: $50,000
Maximum Loan Size: $2,000,000 (higher loan amounts may be considered on case-by-case basis)
Next Steps
The Catalyst Term Loan is underwritten based on projected energy savings from the installation of the proposed energy improvements, and an applicant’s financial history.
Have a project in mind? Contact us to learn more about the application process.