CATALYST TERM LOAN
The Catalyst Term Loan provides lightly secured financing for multifamily properties and nonprofits. This loan can be used to finance energy efficiency or renewable energy projects, performance monitoring and verification, and remediation for health and safety.

What’s Eligible?
- Non-profit entities
- Multifamily residential or mixed-use properties serving LMI communities
- For renovations: Any building improvement with proven energy savings compared to the building’s current baseline energy use. Examples include lighting, insulation, windows, boilers, HV/AC upgrades, solar.
- For new construction: Any building improvement with proven energy savings compared to the building’s baseline as required by code
- Up to 20% of the total loan amount may be used for non-energy improvements, subject to underwriting. Examples include roof replacement, mold remediation, vegetation removal.
Loan Terms & Rates
Minimum Loan Size: $50,000
Maximum Loan Size: $2,000,000 (higher loan amounts may be considered on case-by-case basis)
Interest rates range from 4.99% – 6.99%, and vary based on loan term (up to 20 years) and housing affordability status (not including a 3% closing fee).
Next Steps
The Catalyst Term Loan is underwritten based on projected energy savings from the installation of the proposed energy improvements, and an applicant’s financial history.
Have a project in mind? Contact us to learn more about the application process.